I moved to Mexico and told PA Iwouldn't be able to promote my book. which is true. and now I find some legal person has cleaned out my bank account and put me in the hole.. Can PA do that??
Can PA take money from you?
- Thread starter ccomer
- Start date
From what I've read on this site, taking money from their authors is how they survive.
I doubt the cleaning out bank accounts, though.
I doubt the cleaning out bank accounts, though.
I have no other legal thing going on in my life. so I thought of them as they are the only ones that are going to be upset with me.
Unless you gave Willie, Larry and Mo your bank account numbers and the particular bank in which you have accounts; the odds of Publish America going after your accounts and draining them is very, very slim. I would urge that you contact the banking institute in question and have them send you a transaction statement; find out exactly when the funds were removed, at what branch and what identification was presented.
If you do online banking and have online accounts there's a chance that your accounts ID's were hijacked. Most bankiing netwerks are very secure but CAN be hacked. I don't think this was Publish America.. God it pains me to defend that sleazy institiution.
I would contact the bank and see what's going on - someone may have "phished" your personal data somehow and cleaned you out.
Either way it's a legal issue and should be pursued with the authorities - your bank should have the information and then continue on with the police if it happens to be an illegal act.
Either way it's a legal issue and should be pursued with the authorities - your bank should have the information and then continue on with the police if it happens to be an illegal act.
I do all my banking online. I did send the bank an email asking what is going on.
PA was the only thing I could think of at the moment when you are ready to scream. After all I have heard they have done to other's.
thank you all for your help.
PA was the only thing I could think of at the moment when you are ready to scream. After all I have heard they have done to other's.
thank you all for your help.
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If you don't have an antivirus and a firewall on your computer, put 'em on now. And don't ever click on a link in an email.
Have you received any email from your bank or any company you do business with that has your checking acccount number (like Paypal), saying you need to verify your account? If you responded and logged in, you most likely gave your password to a scammer who then emptied your account by logging into the account as you, and transferring the money out.
Once you give your account number to a company such as PayPal, anyone who logs in as you can take money out at any time. Keeping your password protected is the only "security" in such a situation.
I do some banking online. I have a checking account separate from my "regular" account that I keep no more than $100 or so in, and this is the account I have tied to PayPal and Amazon.com (Amazon deposits money for my sales of used book through them). This way if the worst happens, I'll only be out the money that was in that account (be sure to turn off "helpful" features such as overdraft coverage).
Once you give your account number to a company such as PayPal, anyone who logs in as you can take money out at any time. Keeping your password protected is the only "security" in such a situation.
I do some banking online. I have a checking account separate from my "regular" account that I keep no more than $100 or so in, and this is the account I have tied to PayPal and Amazon.com (Amazon deposits money for my sales of used book through them). This way if the worst happens, I'll only be out the money that was in that account (be sure to turn off "helpful" features such as overdraft coverage).
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NEVER answer a letter from PayPal. Always go directly to PayPal through your account log-in.
You'll find that the phishers send a "PayPal" e-mail addressed to "Dear PayPal Member", because they don't know your name yet. Legitimate PayPal communications come through with your name in the address field. But go directly to your account through your own account link and sign in there.
Regards,
Scott
You'll find that the phishers send a "PayPal" e-mail addressed to "Dear PayPal Member", because they don't know your name yet. Legitimate PayPal communications come through with your name in the address field. But go directly to your account through your own account link and sign in there.
Regards,
Scott
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I once recieved an email from 'amazon.com' requesting my credit card and accont information for a 'purchase' that I had recently made from them. I sent it straight to thier abuse department and never had that problem again.
I do some banking online but I don't use a bank, I have a credit union and they call at the least little thing happens out of the ordinary in my account. You might want to call your banks fraud department. In fact you might want to actully call the bank as opposed to sending an email. You'll get a faster response
Usually when its a case of fraud they investigate which could take a few days and then they make a decsion on wheather you were at fault or not. Good luck, I hope you're able to get your funds back.
I do some banking online but I don't use a bank, I have a credit union and they call at the least little thing happens out of the ordinary in my account. You might want to call your banks fraud department. In fact you might want to actully call the bank as opposed to sending an email. You'll get a faster response
Usually when its a case of fraud they investigate which could take a few days and then they make a decsion on wheather you were at fault or not. Good luck, I hope you're able to get your funds back.
the only place I have used my bank number was for my yahoo domain name and firstwriter. Other then that I never use it online. It said by my account it was an legal order and bank fee. 955.00. Like I said, I have no legal anything going on in my life. so I have no idea what it could be. I thought maybe PA was after me.
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Or your bank made an accounting error, which does happen more often than people realize. Most banks will fix a problem if notified within so many days (like 45 to 60).
Call. Now.
Call. Now.
I live in Mexico, so I can't call.
I have to go back to the states tomorrow and figure this all out.
sorry I bothered you about PA.
I have to go back to the states tomorrow and figure this all out.
sorry I bothered you about PA.
You've been no trouble at all, CC. None of us here want to see you in financial trouble. Whatever the reason for your bank problem everyone wants to see you get things fixed up for your benefit. 
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It could be a bank error. I had weird things happen with my bank (trust co. at the time). Once they put overdraft protection on without my asking for it, from an account in my name to a joint one to one that was only in my husband's name. Domino effect started with a $20 shortfall and suddenly my account was empty.
Another time they first took my mortgage payments out of someone else's account for a few months, then corrected the error by (without telling me) taking the accumulated total payments from my account, leaving it, again, empty. Later in the year they mistook someone else's request to raise his mortgage payments, and raised mine to higher than my take-home pay. Both of those mistakes were caused by misreading of account numbers and not checking the names on those accounts.
So I wouldn't be surprised if the bank has just messed up. Fingers crossed that it's sorted out quickly and painlessly!
-Barbara
Another time they first took my mortgage payments out of someone else's account for a few months, then corrected the error by (without telling me) taking the accumulated total payments from my account, leaving it, again, empty. Later in the year they mistook someone else's request to raise his mortgage payments, and raised mine to higher than my take-home pay. Both of those mistakes were caused by misreading of account numbers and not checking the names on those accounts.
So I wouldn't be surprised if the bank has just messed up. Fingers crossed that it's sorted out quickly and painlessly!
-Barbara
well I just got back from the states and found the IRS is the one that cleaned me out. they thought that I owed them when they owed me. so everything is on hold for 120 days until they get their shit together. the jerks. the worse part is, I am on my mother in laws account and they want to clean her out too. when the IRS owes me 3,000.00. go figure.
no, I did what was to do and did my tax's and must be they didn't like the idea of giving me money back because they say I owe them. my accountant said for me to call them...thank god I paid him to help me..the jerk. anyway I spent two days on the phone with the IRS and they said they never got my tax's so are hitting me with high fees and will hold my bank account and checks.. so I resent it in. and have to wait now for 120 days for them to find they owe me.
clea
clea
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Aha. Thought it might be the IRS. That business of having money silently vanish from your bank account is one of their characteristic collection methods.
You might want to make sure your state and local taxes are in good order. When a tax agency at one level of government thinks you've misbehaved, they're likely to pass your name on to their brethren at other levels -- their reasoning being that someone who'll fiddle their federal taxes will probably try to fiddle their state taxes as well, and vice-versa.
You might want to make sure your state and local taxes are in good order. When a tax agency at one level of government thinks you've misbehaved, they're likely to pass your name on to their brethren at other levels -- their reasoning being that someone who'll fiddle their federal taxes will probably try to fiddle their state taxes as well, and vice-versa.
I filed my tax's and waited. they are going back to 2000 and saying I now owe and I don't as they were suppose to pay me. so I resent in another copy of my 2000 tax's and have to wait. but did they have to clean me out on their mistake. the jerks....I'm Broke!!! for 120 days
Thus the reason you pay H&R Block to do your taxes each year. If the IRS hoses you then THEY deal with it, not you. Just don't sign the class action waiver
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About a year after I got married, my husband went to deposit our tax refund and the bank wouldn't let him, saying he wasn't on the account. Of course they had no problem letting him write checks, etc, and take money out. Talk about a WTF moment! I spent an hour on the phone arguing with the bank manager, who actually told me that it didn't matter whose name was printed on the checks (both of ours were), but he had no good reason when I asked him why bother putting any name on them. Then they said I had to come in and have him sign another card, yadda yadda... I said no, I wasn't taking time off work to fix their mistake. Finally I got him to bend to my will
The whole mess started because the employee who took care of adding my husband the first time had recently left and lost (or took) a lot of the paperwork for accounts he handled. Great. We ended up changing the account number and had to get new cards... all because this one bonehead took this stuff with him.
Good luck with the IRS and I'm keeping my fingers crossed