Let's say you were a band playing a free concert at a mall. AFter the show, dodging a crush of teenage girls, you make it to the van and take off. One of the girls tries to hang onto the hood of the van, but gets thrown as the car accelerates. She winds up injuring her leg (sprained knee, maybe a broken knee). The question is, can she sue? Would she win? Would she sue the band, the driver, the mall, the record label? Could she win enough to wipe out the band's career?
I'm not a lawyer but I Know My Law because I listen to this guy
Bill Handel's radio show "Handel On The Law". For one, the "proper" way to start a lawsuit is sue everyone involved, and let the judge or jury sort it out. For example you might name the rental company the band rented the van from, though the judge would pretty quickly throw that part out.
Everybody involved would settle. Gag order. Band's career path doesn't even swerve a little.
Oh, and the girl would get hospital visits from the band, free albums, free tickets and backstage passes for life (with the life of the average band, this might be worth $50). She'd also be under a gag order, so she couldn't say anything to anyone other than "I LOVE <the band>" but all that free stuff is to make sure she doesn't mind that. Or on the other hand, if she and her parents appear sue-happy, she would not only be under a gag order, but under an order to never see the band and to stay a certain distance away from the members at all times. This would protect the band from being sued again in case she stubs her toe at a concert.
The amount sued for in the lawsuit would include the medical bills, which for a broken leg wouldn't be that much, and then probably for "emotional damages," bla bla bla, which would be for a lot more, but are a lot harder to get. Of course the largest possible damage would be to the band's reputation, thus the shenanigans and lawyer money the band spends would mostly be around protecting that. It appears the vast majority of people people settle (take a payoff and drop the charges before going to court) in such situations, and the lawyers will tell the girl and her parents they SHOULD settle and follow the gag order, once they have a "good" agreement.
If you want to make it a lot more dramatic and interesting, have her get her face cut and bruised badly so she has to have expensive reconstruction surgery. Make her the prettiest girl in school, as the prettier she is, the more money it's worth (Bill Handel said it, I believe it, so there). With that much money involved, it could easily wipe out the band's career.