Argh!
Argh!!! I just typed you a long, detailed reply and it disappeared when I clicked "Submit Reply." *sigh* Here I go again . . .
Had to reply to this post. I have a Master's in genetics. Short answer to your rob translocation question -- the niece is only at risk of having inherited the translocation if her parent also has it. Robertsonian translocations don't "skip" in families.
Long answer: First of all, a Robertsonian translocation (rob(t)) can be associated with infertility, but not all people with a rob(t) will be infertile. So, rob(t) definitely does not equate with "permanent and incurable infertility." Second, a "carrier" of a rob(t) is COMPLETELY different than a carrier of a single gene disorder like cystic fibrosis or sickle cell anemia. rob(t) is chromosomal (the large packages that the genes are arranged on) not single-gene (the individual instructions for how our bodies work).
A "carrier" of a rob(t) is someone who has a balanced rob(t). This means that they have all of their genetic information, but it is arranged differently than usual. Someone with a balanced rob(t) has two chromosomes connected together and, as a result, they have 45 total chromosomes instead of the usual 46. A balanced rob(t) does not cause birth defects, mental retardation or any obvious differences in that person -- many people with a balanced rob(t) have no idea that they have it. The main problem with a balanced rob(t) is that that person is at risk of having pregnancy losses or children with birth defects and/or mental retardation. This is because the person with the balanced rob(t) can pass on 1) their normal copies of the chromosomes resulting in a chromosomally normal child or 2) their balanced translocation, resulting in a healthy child with a balanced rob(t) or 3) no copy of one chromosome, resulting in a pregnancy with a monosomy which is usually embryonic lethal or 4) the translocation plus the normal copy of the chromosome resulting in a pregnancy with an unbalanced translocation. Depending on the chromosome involved, the extra information from the unbalanced translocation might cause death in utero or might result in a child with birth defects and/or mental retardation.
I hope this makes sense -- it's a bit complicated to explain without visual aids!