Okay, I see what you're asking about now. It's not so much acts and beats and rising tension and such.
You're talking about something more like the difference between linear and experimental structure. I'd recommend going with linear, particularly for a first book (or even a second, third .... fifteenth book).
Start with the day that's different for the character. Something that happens that shakes up her routine and causes her to pursue some goal. She pursues her new goal, and has to struggle against an antagonist who's making it more difficult for her to achieve her new goal, until you reach the point where it looks like she's going to fail, and then she will surmount that black moment, succeed against the odds (or fail, if you're writing tragedy), and her original goal will have been achieved/failed.
Using your example, something happens that causes her to move to a town (inciting event), where she plans to ... what? What is she trying to accomplish? Let's say she's going to become an astronaut (I'm just picking something at random, something I'm fairly sure is not your story), and in the course of going through the testing required to qualify, she finds out her rare blood type matches the man who's not supposed to be her father. So, she starts digging through adoption records and can't find them, and so she contacts someone who was supposed to know about her early childhood, and he's evasive, so she .... And so on and so on and so on, until it gets so bad that she's going to flunk out of the astronaut program b/c she's so intent on unraveling her biology, and then she triumphs and gets answers. Or not.
Cause and effect. Linear. Chronological. No point in complicating your story unless you absolutely, positively have to.
Really, get Bickham's book, Scene & Structure. It's published by Writer's Digest, and you could probably find used copies pretty inexpensively.
JD