Are you New York print published in genre Romance?
RWA is your professional organization.
RWA National is where you will meet other professional writers, librarians, booksellers, blog writers, reviewers, book club organizers, and the publishing folks who deal in print production and marketing.
This is largely invisible to the general meeting.
I believe e-pub/POD/small press folks and those involved in niche markets like Inspirational and Erotica make similar professional connections at every National. I'm just outside of this loop entirely and would let those who know about it, talk about it.
Of the 20,000 RWA members, 1800 are published, more than half of them print pubbed.
See a partial list at:
http://www.rwanational.org/cs/rwa_author_web_sites#B
Do you connect with one of the special interest chapters?
If so, that may be worth the price of admission to RWA.
For instance, the Beau Monde special interest chapter at RWA is, hands down, the best research resource for the historical period.
BUT
if you are
not New-York-print pubbed,
(i.e. you are e-pubbed or unpubbed,)
if you are
not writing Romance genre,
(you write erotica or literary fiction, for instance,)
and you do
not need one of the specialized chapters,
then RWA is maybe
not so much directly answering your professional interests at this time.
For these folks, the uses of RWA would boil down to --
-- social.
I think it was Groucho Marx who said, "I wouldn't want to join any club that would have me as a member."
Your local RWA chapter is not about the meetings. It's not about the 10% of members who regularly attend the meetings.
What the local RWA Chapter does is allow you to connect, outside the meetings, on your own time, one-on-one or three-on-three, with Romance writers who live near you.
-- recreational
Folks go to National to have a good time.
Maybe folks go to the local Chapter meetings to have a good time.
I dunnoh.
I'm not social in groups, but some people just enjoy this. There are people who jog. What can I say?
-- educational
Craft advice is available everywhere.
RWA is where you come for specifically genre craft, information on the Romance business, and insider industry news.
Social, recreational and educational is good stuff. Might be worth the entry price. Might well be worth trying RWA for a year or two, especially for someone nudging up close to publication.