I have the gecko. I hate the company, but they're cheap. But their practices makes me feel they're making their money off of their own customers, not others. Like I got in a car accident, was deemed not at fault by everyone involved. Yet the gecko is making me pay the deductible. They told me I would have to fight for the money myself from the other insurance companies, unless I paid the deductible. Only then would they help me get my money. (Btw, I have full coverage.) And also, a neighbor claimed I scratched his car when I opened my door. I don't think I did. But the gecko awarded him 100%. They don't fight for you. In that car accident I mentioned, when I called the other insurance companies, they were fighting tooth and nail for their customer, treating me like I was the bad guy. THAT'S how it should be done. The gecko, even though they're MY insurance company, makes me feel like I'm the bad guy.