I wanted to wish everyone a happy Christmas and a fulfilling New Year. 2017 was a bad year for us, wife in the hospital three times (a-fib attack and stroke) and me once (bad reaction to new medicine) and Jack, my eldest brother (and WW11 vet), passed. At the first of the year his estate sent us $500, and I was inspired to save it - so far I've added $350 to it. Not much, true, but it encouraged me after a bad year to rescue our finances, which were in pretty bad state. Good things can happen, hope the best for everyone here.