I did a thesis on that very divide, about 20 some years ago. The 'fine' arts divided from 'craft' only a few hundred years ago. It's why I refer to myself as an artisan, and rarely an artist. For me, the physical and material skills are just as important as the nebulous subjectivity of 'inspiration'.
And as Alessandra points out, that whole 'artists must suffer for their art' is a crock of crap. Poverty and stress don't help artists mature or refine, quite the opposite.
I could write another thesis on the ways creativity counts in our modern world, or the billion-dollar-industry reintroducing timid adults to the joys of making stuff, but I won't. I charge between $15 and $55 per hour for my artistic skills. I've been at my chosen obsessions for 25 years, and in one case, for 32 years. I have work in museums, university special collections, corporate collections, published coffee-table art books, and many private collections.
I'm still an 'emerging artist', in that I'm not that well known, and I'll always be learning my craft. I'm also a writer, just now beginning to sell my mms. I don't find much difference in the disciplines.