- Joined
- Feb 17, 2005
- Messages
- 12,562
- Reaction score
- 5,327
- Age
- 48
- Location
- Alabama -my home sweet home.
Will someone explain it to me? I apparently don't get it and Obama is going to make speeches until I do.
I've heard more than once or twice at AW people who live in a country with Socialized Medicine or "Universal Healthcare" ask what we Americans are afraid of. As if there is something we just aren't getting.
Well I am not afraid. Not in that sense. I am angry.
Let's look at the internet. In my state not to long ago some municipalities and then the state were talking about providing the internet for 'free.'
Why?
First of all, it wouldn't be free. We would pay for it with taxes. Second, if you don't have the internet and need to use it for job searching or something similar, it is available at the library. Yeah, it's limited to a half an hour and you don't have time to goof off after you send resumes, but hey, you got what you needed. I - for example- didn't have internet when I was job searching several years ago because I chose not to have it. That's the key. It was an expense I could cut. But if it is provided by the government, I don't have the option of cutting it when I feel I either don't want it or can't afford it. I can't opt out of the tax.
I also have the choice of dial up (cheap), dsl, cable, or satellite.
So apply that to health insurance. When I was in my early twenties I DECIDED I would rather take the risk of not having it and use the monthly money towards other things. I was relatively healthy so I felt I could. Now I am older and have a better job and so even though I am still relatively healthy, we carry insurance. I could still decide not to have it. But I can't go out and shop around for health insurance. I can have the one that sucks from my husbands work or the one that doesn't suck as much from my work. What the gov't is talking about doing now would give me even fewer choices, and I wouldn't be in the position to DECIDE not to have it or what level to carry.
Why isn't it like car insurance or home owners insurance or life insurance? I can decide to have car insurance that covers the other car owner in a an accident, or that and replacement of my car. for homeowners we can decide to cover just the house, the house and the contents, and then with the contents we can decide to have full replacement value or actual value. All of this affects the premium we pay. We can have a smaller premium and pay more out of pocket if there is an event, or we can pay a larger premium and less out of pocket. But that's just it, we have options. We can take responsibility for our selves. With life insurance we can opt to have coverage to cover a funeral, the house, or above and beyond that. What decision to I have with health insurance? Suckie or worse. How is the gov't providing a universal option going to help that? THen I'll have one option.
I guess it comes down to having your decisions made for you or making them for yourself.
So- defend socialism - because I just don't get it.
I've heard more than once or twice at AW people who live in a country with Socialized Medicine or "Universal Healthcare" ask what we Americans are afraid of. As if there is something we just aren't getting.
Well I am not afraid. Not in that sense. I am angry.
Let's look at the internet. In my state not to long ago some municipalities and then the state were talking about providing the internet for 'free.'
Why?
First of all, it wouldn't be free. We would pay for it with taxes. Second, if you don't have the internet and need to use it for job searching or something similar, it is available at the library. Yeah, it's limited to a half an hour and you don't have time to goof off after you send resumes, but hey, you got what you needed. I - for example- didn't have internet when I was job searching several years ago because I chose not to have it. That's the key. It was an expense I could cut. But if it is provided by the government, I don't have the option of cutting it when I feel I either don't want it or can't afford it. I can't opt out of the tax.
I also have the choice of dial up (cheap), dsl, cable, or satellite.
So apply that to health insurance. When I was in my early twenties I DECIDED I would rather take the risk of not having it and use the monthly money towards other things. I was relatively healthy so I felt I could. Now I am older and have a better job and so even though I am still relatively healthy, we carry insurance. I could still decide not to have it. But I can't go out and shop around for health insurance. I can have the one that sucks from my husbands work or the one that doesn't suck as much from my work. What the gov't is talking about doing now would give me even fewer choices, and I wouldn't be in the position to DECIDE not to have it or what level to carry.
Why isn't it like car insurance or home owners insurance or life insurance? I can decide to have car insurance that covers the other car owner in a an accident, or that and replacement of my car. for homeowners we can decide to cover just the house, the house and the contents, and then with the contents we can decide to have full replacement value or actual value. All of this affects the premium we pay. We can have a smaller premium and pay more out of pocket if there is an event, or we can pay a larger premium and less out of pocket. But that's just it, we have options. We can take responsibility for our selves. With life insurance we can opt to have coverage to cover a funeral, the house, or above and beyond that. What decision to I have with health insurance? Suckie or worse. How is the gov't providing a universal option going to help that? THen I'll have one option.
I guess it comes down to having your decisions made for you or making them for yourself.
So- defend socialism - because I just don't get it.