Yes, I'm aware that I answered you after the event. I didn't see your question in time. That's not what I was trying to point out. I was pointing out that your version of events is mighty different from what is here.
"they both assured me, w/ total confidence, that Habitat was indeed one of the receiving charities."
Accepting that you meant Nav instead of Richard, what he said was "I believe Red Cross and Habitat for Humanity." That is not assuring you with total confidence, nor is it "They told me, again w/ complete confidence, to go w/ Americare, RC, Salvation Army and Habitat."
You already knew, from multiple conversations with me, that Habitat was not on the list. I understand that you wanted it to be on the list. But it never was, and I never misled you into believing that it was, and this is not a tragedy.
Can we move on now?