I'm always seeing in films or reading about American houses having a "furnace" in the basement, a monstrous, creepy thing with a grating behind which flames glow ominously - what is it? I assume it heats the house - how?
We don't have things like that here, we have boilers, either gas, electric or oil, that heat water which is pumped round a set of radiators. Boilers are smallish and un creepy and also heat water for baths, sinks and sometimes showers. They do not glow ominously or lurk in basements.
Fill in my knowledge so I don't make a fool of myself when setting stories in America.
We just had our gas furnace replaced, so I might be able to explain, at least with regards to the forced-air variety of gas furnace.
These furnaces can be gas or electric, and they're hooked to a thermostat that is set to a temperature. When the temperature falls below the setpoint, it switches the furnace on. With gas furnaces, there is often a pilot light (a little flame that burns all the time--that would be the little, blue "eye" that is sometimes mentioned), but ours has an electric striker mechanism, so there's no flame when it's off. The flames go on when the thermostat switch tells them to, and there's this blower that pulls air through an intake grill through the heat exchange (these metal box thingies that are heated by the flames). The hot air enters this area at the top of the furnace called a plenum, that opens into the ducts (which go to different parts of the house, either inside the walls, or under the floors, or in the attic). The ducts blow hot air into the rooms via little grills called registers when the furnace is on.
There are also heating systems called
heat pumps which are somewhat more efficient but more expensive. They work by transferring heat between a heating and cooling system and always (I think) are in conjunction with an AC system. They wouldn't be the kind you're asking about, though.
Ours is a gas furnace, but it's also connected to the air conditioning system (not a heat pump system, but it uses the same ducts and registers). But old-fashioned furnaces tend to be stand alone. Our furnace is in a utility closet, not a basement. This this is common in our area, because homes built from the mid 1900s and later in our part of the country (CA) tend not to have basements. Sometimes furnaces are in the garage, though. Older homes (from earlier 1900s and before) are more likely to have boiler systems with the radiator pipes you describe, unless they've been retrofitted with central heating systems (which may be more modern and allow for more precise temperature control). Some homes in older cities, or the older parts of cities, in CA still have those metal radiator pipes that are heated by steam from the boiler (usually down in a basement, which older buildings are more likely to have here). My association with the things is they're always either too hot or too cold.
http://lerablog.org/wp-content/uploads/2014/05/How-a-furnace-works.jpg
The kind of heating and cooling system a house in the US has will depend on its age, the part of the country (oil burners were pretty common in Northern NY when I lived there, though the Victorian house I rented had been retrofitted with a gas furnace that was indeed in the basement at the foot of the stairs and had a little blue eye), the city itself, and whether or not the home has been remodeled or modernized in some cases.
If you're writing a story set in a specific town or city in the US, it might be good to research the average age of the buildings and the kind of architecture and climate system they tend to have. But if you're setting a story in a more generic part of the country (somewhere, vaguely, in the midwest), you'd likely have more latitude about what the particular house would have.
Just for strange reference, one of my cousins recently bought an older home in Glendale, CA, and it doesn't have any kind of heater aside from a single gas register in one room (operated by a little key in the floor) that barely works. They use their oven to heat the kitchen when it gets cold. Now the LA area isn't known for its freezing winters, so you can survive without heat (not like you, or the pipes, are going to freeze), but it can still get damp and chilly in the winter.