Resources.
Photoplus, or at least one of the versions is completely free. The website is professional and trustworthy, you can pay for a cheap upgrade, but the Free version can do pretty much anything photoshop can do and (IMO) is easier to use.
There's also GIMP, I have this too, but I already had Photoplus SE and it doesn't really offer anything more besides being more difficult to use......In other words I got it over a year ago and still can't use it.
The below sites (I have used and trust) offer free fonts, but you'll have to check the copyright on each font (unless the site states otherwise):
http://www.dafont.com/
http://www.fontspace.com/diogene/champignon
If you have trouble installing them, I can help assuming that your system works somewhat like Windows XP or Vista.
Free Stock Images:
http://commons.wikimedia.org/wiki/Main_Page (you'll have to check each copyright individually depending On you browse)
http://karenswhimsy.com/public-domain-images/ (Illustrations not photos)
http://www.public-domain-image.com/. Mostly Photos all are free to use for whatever purpose you want, high Quality and the one I use most.
http://stockart.deviantart.com/. Variable in quality and you'll have to look at each copyright, but a vast collection.
Flickr has a nice collection, you can do that for free.
Shutterstock and iStock have nice photos at fairly low prices, or you could always ask someone here or at the NaNoWriMo artisan forum to do it for you.
Sorry if I babbled.