We've got H1N1 in our neighborhood too. Someone my daughter works with, it's gone through her entire family and, while it was hard to shake, coworker says that it was pretty much like any other flu and she doesn't understand what the big deal was. Only difference, she said, was that the boss didn't argue about her not coming in like they do when it's the normal flu.
As a health-care worker, if the vaccine gets here, I'll probably get one because it's noted if you don't. Otherwise, I probably wouldn't.