What are these two "lists" you mentioned? I'm missing something there.
I've heard of this (charging an application/background check fee of potential renters) being done by people renting out houses who called into Clark Howard's radio show (
http://clarkhoward.com, and you may also want to ask about this in the forums on that site, there's surely lots of people there who know about this), so I'm sure it's "legit" in that it's not illegal. But the money is non-refundable, AND if they turn you down I suspect they don't have to tell you why, so I could see it easily getting into scammy territory of people offering a place to rent, taking $25 applications fees from everyone who applies, and turning them down. I might do my own pre-investigation to make sure the place is really for rent, and even then, there would be nothing to keep them from taking a dozen applications and not even doing all the background checks, just picking the one they like best.
I wonder, might it be possible to spend that $25 once and do your own credit and background check, offering a photocopy of the results with your application and allowing them to see the original so they know it's not forged? Or is that simply not done?
Maryn, who hasn't rented in a long while
I doubt it.
But, I'm thinking you could at least show it to them and tell them your legal history (traffic tickets, the public drunkeness arrest when you were in college - anything they would reasonably find in public records) and ask them if that all checked out, would you be approved to rent, BEFORE actually paying the $25. Of course they could tell you yes, you could pay the $25 and it could all check out, and they could still turn you down for some unknown reason. And there's no way of knowing (without doing a sting operation, as has been done for investigating charges of racial discrimination) whether or how often that happens.