aileen, please don't use AW to promote your blog like this. Either post your thoughts there or here. Thanks.
You are obviously frustrated with the publishing business, and I can understand that. But that doesn't excuse the many inaccuracies in your piece. For example, the claim you made that writers need a few hundred dollars a year to pay agents: good agents only get paid when you get paid, as they take their commission out of the payments publishers send you. And your comment that publishers aren't going to risk investing in new authors.
Before you write any more advisory pieces on publishing, please make sure you're providing good information and not just repeating the myths touted by vanity publishers and people with axes to grind.