My story has a fourteen-year-old boy, the son of a wealthy man. They were sailing together on his dad's yacht. The boy was at the helm, he disobeyed a direct order from his father, made a very bad miscalculation and wrecked the yacht on a pile of rocks.
So now the yacht needs to be towed off for salvage.
The father has insurance, but he wants to make his son understand the seriousness of destroying property, and he wants his son to feel SOME sort of financial pain here, and make his son realize the need for him to pay for what he breaks, especially in light of disobeying a direct order.
The yacht costs over a million dollars, so he can't realistically expect his son to mow enough front lawns or wash enough cars to pay for that in one lifetime.
But there's always the insurance deductible. What if the father makes his son pay the deductible? But what would such a deductible be? And would even the deductible be completely out of reach of the boy?
So now the yacht needs to be towed off for salvage.
The father has insurance, but he wants to make his son understand the seriousness of destroying property, and he wants his son to feel SOME sort of financial pain here, and make his son realize the need for him to pay for what he breaks, especially in light of disobeying a direct order.
The yacht costs over a million dollars, so he can't realistically expect his son to mow enough front lawns or wash enough cars to pay for that in one lifetime.
But there's always the insurance deductible. What if the father makes his son pay the deductible? But what would such a deductible be? And would even the deductible be completely out of reach of the boy?