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View Full Version : OT: Top 5 Internet Scams


Ivonia
03-15-2005, 04:53 PM
Sorry, this post is OT for this forum, but I felt that it should be included here, because people may otherwise fall for these scams (I know I've fallen personally for #5, and I've gotten #3 before. Luckily I haven't been a victim of #1 yet, but that's probably inevitable if I keep going on Ebay bleh).

http://story.news.yahoo.com/news?tmpl=story&u=/ttpcworld/20050310/tc_techtues_pcworld/119941&cid=1740&ncid=1729

Anyway, if nothing else, maybe we can use these for stories (might as well, since they're screwing with us, we might as well make fun of them :D ).

And a word of advice. Take it very seriously when you're doing things online that involve giving out sensitive information (such as your bank acct number, address, etc.).

"If it sounds too good to be true, it probably is."

So to add some discussion, anyone's ever been scammed online in some way/shape/form? Although this doesn't relate directly to these scams, I find it interesting that when I was in the Army, I tried applying for credit cards, but more or less always got rejected, due to "not enough credit" (or something along those lines. I was a buck private who didn't get paid much, but I thought I needed a credit card to buy a laptop computer).

Funny thing is, since I've gotten out and entered the National Guard to go to school full time (the Army was "fun", but I don't see myself wanting to make a career out of it), all of a sudden I'm getting tons of "pre-approved" credit card offers now left and right (in fact, I think I get one everyday now). Where the heck were these offers a few years ago argh! To make matters sillier, I'm not even working right now (other than my National Guard drills, I'm trying to focus on school).

I swear, one day, I'm going to start mailing them coupons I get from local businesses and black out those ID codes that I've noticed they've been putting on the back of the reply envelope with a black marker so that they won't know its me doing it just so they have to waste time opening those envelopes (if I didn't want your offer the first ten times, what makes you think I'd want it the 11th+ time grrr :wag:

EDIT: Oh yeah, to add something that I did get scammed on, I remember finding a site online that said "Free copy of Halo 2!" I was stupid and signed up for it, did their stupid sign up things (with a decoy email address that now unfortunately gets a ton of spam), and not only am I still getting a ton of spam (I don't really bother checking that account anymore, since all I get there is spam), I have yet to receive that game (I filled that form out in early November '04, I guess they're sending it 17th class lol).

edfrzr
03-17-2005, 01:44 AM
hey Ivonia.

I am in the finance business, and just becausse you get a "pre-approval" doesn't mean that you are approved. Each time your credit is pulled in a different category (e.g. credit cards, automobile, house, furniture store, etc.), it will adversely effect your credit score leaving you in a catch 22 scenario. Your scores go down and you can't get credit because your scores are too low.

be careful, always tear or shred the preapprovals etc, that you throw away. Identity theft is the fastest growing white-collar crime in the USA today. that is why I wrote a novel on ID theft in the real estate finance industry. IT IS RAMPANT!

good luck, stay careful